Ever wondered what your next moves would be if your vehicle got stolen or into an accident tomorrow?
These are not pleasant scenarios to think about, and having a plan could make all the difference between simply claiming from your vehicle insurance or paying for damages, replacement parts, or even a brand-new vehicle straight from your pocket. Driving around without the safety net of vehicle tracking or insurance could result in a huge financial blow one day, so why risk it?
Let’s dive into insurance and vehicle tracking and see how they can affect your vehicle’s safety and back pocket.
As a South African driver, you never know when your vehicle might be stolen, in an accident, or damaged by changing weather. None of these events are in your control, but they can greatly affect your vehicle's safety and your wallet.
Vehicle insurance all starts with your needs. What type of vehicle cover do you want, and which package can you afford?
There are two types of car insurance on the market: third-party fire and theft insurance and comprehensive coverage.
To better understand your insurance premiums, let’s first look at the factors that affect them.
Everything that happens in our country, from crime rates to potholes, seems to have an effect on your premiums. Let’s see what factors have a say in how much you pay for vehicle insurance.
While installing a tracking unit on your vehicle is not the answer to all your vehicle insurance problems, it definitely helps and might even significantly decrease your monthly premiums.
Installing a GPS vehicle tracking unit in your cars so you always know the location of your vehicles in real time encompasses vehicle tracking. With the help of telematics, you can also receive vehicle information such as your driving behaviour, your vehicle's odometer rate, any maintenance issues, and how much fuel your vehicle consumes per trip.
This tool is essential for individuals who want to keep an eye on their vehicle and increase the chances of it being found if stolen, as well as for businesses that want to track their vehicle's movements, monitor fuel consumption, keep up with fleet maintenance and improve driver behaviour habits such as speeding, abrupt braking and harsh turning.
Having a vehicle tracking device is often advised, as it positively influences your insurance premiums. Insurance companies tend to offer drivers lower premiums if they own a tracking unit.
Why?
While having a tracking unit won’t magically grant you free vehicle insurance or massive discounts, it could significantly decrease your premium and make it more affordable.
A new trend in town has motorists going back to their vehicle tracking companies asking for seconds. That's right, insurance brokers have started asking their customers to fit an additional vehicle tracking unit into their vehicles as an extra safety measure. Here’s why.
After a vehicle has been stolen, most criminals get to work by immediately searching for the installed vehicle tracking unit to remove it or block its signal with a jammer, so authorities or vehicle tracking companies have difficulty tracking down the vehicle. With two trackers installed, the vehicle is more likely to be found.
While criminals search for the first unit and try to remove it, the second one gives authorities a bit of time to lock down the vehicle’s location and hopefully recover it in one piece, increasing stolen vehicle recovery and positively impacting vehicle safety.
Cartrack is your trusted partner in fleet management, vehicle tracking and insurance. Our trusted vehicle safety solutions include all the essential features any driver needs to safeguard their vehicle:
On top of our list of premium safety features, our industry-leading solutions extend to providing drivers with premium, comprehensive coverage that can be tailored to their needs.
Cartrack Insurance Agency is our very own independent financial brokerage that does all the insurance scouting for you. From the many insurance companies we’ve partnered with, we can provide up to 15 insurance quotes ranging from comprehensive insurance for major incidents to third-party coverage.
Let Cartrack help you find the right insurance company for your vehicle and your budget. Contact Cartrack now, and we’ll provide you with 15 free insurance quotes to choose from.
Invest in reliable vehicle tracking and partner with a trusted insurance company to enhance your vehicle’s safety.
Do you still need answers to more of your insurance and Cartrack questions? Don’t worry—here are a few popular questions about the relationship between car insurance and vehicle tracking units.
Well, there are three good answers to this question:
If this is not enough, consider the low price of safety we offer from R99 per month, ensuring we are not only protecting your vehicle but your budget as well.
No, our R99 per month package is the lowest price for premium safety we offer; thus, it's one of the popular options to choose from. Your package can change according to the features you want to include for your vehicle’s safety, e.g., CarWatch.
With Cartrack, you not only get many features to protect your vehicle on a day-to-day basis, but you also retain control and privacy over your vehicle tracking data. Our advanced technology, 24-hour control room and dedicated recovery teams ensure a quick response whenever you report your vehicle stolen. With our audited stolen vehicle recovery rate of over 90%, you’ll rest assured knowing your vehicle’s safety.
Cartrack’s insurance services are free to customers. Even if you are not a subscriber to our vehicle tracking unit, you can still contact us for a free insurance quote that will fit your needs and lifestyle.
Cartrack is dedicated to providing drivers with the services they need, from tracking to insurance solutions. Don’t leave your vehicle’s safety to chance, contact Cartrack today.
